Important disclaimers and terms of service for using WealthCactus educational content and financial tools.
WealthCactus is NOT a fiduciary, financial institution, or licensed financial advisor.
All content on this website is for educational and informational purposes only. We provide general financial education and tools to help you learn about personal finance concepts, but we do not provide personalized financial advice.
Before making any financial decisions, you should consult with a certified financial advisor, tax professional, or other qualified professional who can provide advice tailored to your specific situation.
Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. The calculators and tools on this site are provided for educational purposes and should not be relied upon as the sole basis for financial decisions.
By accessing and using WealthCactus, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
All information, tools, and content provided on WealthCactus are for educational purposes only. This includes articles, calculators, comparisons, and any other materials. We do not provide investment advice, tax advice, legal advice, or personalized financial planning services.
Using our website does not create a professional relationship between you and WealthCactus. We are not your financial advisor, tax advisor, or legal counsel. Any decisions you make based on information from our site are your sole responsibility.
While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or timeliness of the content. Financial markets, laws, and regulations change frequently, and information may become outdated.
Our calculators and tools provide estimates based on the information you input. These are simplified models and may not account for all variables that could affect your actual financial situation. Results should be verified with professional financial software or advisors.
Our website may contain links to third-party websites or reference third-party products and services. We do not endorse or take responsibility for the content, privacy policies, or practices of these third parties. Any interactions with third parties are at your own risk.
WealthCactus and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our website or any information contained therein. This includes but is not limited to financial losses, missed opportunities, or investment decisions.
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We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
These terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
We strongly encourage you to consult with qualified professionals for personalized advice:
Professional advice tailored to your specific situation is invaluable and should always complement the educational content you find here.
If you have questions about these terms or need clarification about our educational content, please contact us:
Email: legal@wealthcactus.com
Website: wealthcactus.com
Last updated: June 30, 2025