Credit Card Payoff Calculator
Find out how long it will take to pay off your credit card debt and see how extra payments can save you money.
Credit card debt can be overwhelming, but having a clear payoff plan makes all the difference. Our calculator shows you exactly how long it will take to become debt-free with your current payments, and how much time and money you can save by paying extra each month. See the dramatic impact of even small additional payments on your total interest costs and freedom timeline. Take control of your debt and accelerate your path to financial freedom.
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Adding extra payments can significantly reduce payoff time and interest
Payoff Results
💡 Payoff Tips
- • Pay more than the minimum whenever possible
- • Focus on highest interest rate cards first
- • Consider a balance transfer to a lower rate card
- • Avoid making new purchases while paying off debt
- • Set up automatic payments to stay consistent